A DUI conviction can affect your life in ways that go far beyond a mark on your driving record. Your car insurance rates will most likely increase as a result. In addition, if you have a DUI conviction, you may face extra testing and requirements before you can resume driving normally.
Given these consequences, it’s important to understand what a DUI conviction can mean and what steps you may need to take after a conviction.
What a DUI conviction can mean for your insurance
A DUI conviction can lead to several insurance-related costs and requirements for Virginia drivers. These may include:
- Higher insurance premiums: Insurers generally see DUI conviction as a sign of increased driving risk. As a result, they may raise your premiums. The percentage and amount may depend on your driving history, the insurer and other factors.
- Higher coverage requirements: Under Virginia law, a DUI conviction requires drivers to file an FR-44 Certificate of Financial Responsibility with the DMV, proving they hold double the standard mandatory liability coverage limits.
Beyond these, a DUI conviction can also limit your insurance options, potentially making it harder to find affordable coverage.
Protecting yourself after a DUI charge
The consequences of a DUI conviction can extend beyond insurance costs to license restrictions, court fees and other penalties. Because so much is at stake, working with a Virginia DUI lawyer can help you understand your defense options and explain what steps you may take to protect your rights throughout the process.
